Home Insurance

Secure your home, protect your comfort — our Home Insurance offers you a dependable shield for both your property structure and your belongings. Whether you own the building or just the contents inside, this plan helps you recover from fire, flooding, theft, natural disasters, and many unforeseen perils. Tailored for Malaysian households, it ensures peace of mind from everyday risks to major catastrophes.

Key Features & Coverage Benefits

• Building / Structural Damage Protection
  • Covers your home’s physical fixtures: walls, roof, foundation, built-in structures against fire, lightning, explosion, wind, flood, earthquake, impact damage.
• Contents & Home Furnishings Cover
  • Covers interior items such as furniture, electronics, appliances, personal effects, subject to limits.
• Third-Party & Public Liability
  •  Legal liability protection if visitors are injured or their property is damaged while on your premises (up to a specified liability limit).
• Loss of Rent / Rental Income
  • Reimbursement for lost rental income (often up to a percentage of the sum insured) if your property becomes uninhabitable due to an insured event.
• Optional Extensions / Add-Ons
  • Riot, strike, malicious damage
  • Theft without forced entry
  • Unoccupancy cover (if your home is empty beyond a defined period)
  • Temporary relocation / alternative accommodation costs
  • Debris removal, cleanup, and restoration
• Flexible Deductibles & Sum Insured Options
  •  Choose your excess and sum insured levels to balance premium cost vs protection.
• Annual Policy with Renewal & Digital Management
  • Policies are typically one year in duration, renewable annually. You can manage your policy, renewals and claims digitally.