Build your future with protection — our Savings Insurance plan blends disciplined savings with insured peace of mind. Rather than just putting money aside, this product ensures that your family remains financially secure even in the face of unexpected events. Over the policy term, you accumulate value while also receiving life / death / disability protection (depending on the product design).

Key Features & Benefits

• Guaranteed Maturity / Cash Payout — Receive a lump sum when the policy matures (if no claims) or along scheduled intervals.
• Regular / Periodic Cash Payouts — Some plans offer interim payments (e.g. every few years) to supplement your cash flow.
• Death / Disability Benefit — If the insured passes away or becomes totally permanently disabled during the policy term, a specified benefit is paid to beneficiaries.
• Flexible Premium Payment Term — Pay premiums over a shorter premium payment horizon while enjoying protection over a longer benefit term.
• Top-Up / Bonus Additions — Surplus / bonus allocation or extra returns (if declared) to boost your savings.
• Partial / Surrender Option — If you need liquidity, some portion may be withdrawn or surrendered (subject to conditions).
• Tax-Smart & Goal-Oriented — Use this as a disciplined approach to reach life goals (education, retirement, large purchases).
• Transparent Terms & Low Fees — Clear illustration of premiums, charges, and returns so you know exactly how your money is working.