CCRIS-CTOS

CCRIS–CTOS checking helps individuals and businesses understand their financial standing by reviewing credit records from Malaysia’s two main credit reporting systems. This service provides quick insights into credit health, loan eligibility, and financial risks.

What’s Included

• CCRIS Report Retrieval – Access your latest Bank Negara Malaysia CCRIS credit profile.

• CTOS Report Access – Obtain your CTOS credit score and detailed credit information.

• Credit Score Analysis – Easy-to-read breakdown of strengths, risks, and score factors.

• Loan Eligibility Insights – Understand how banks may view your creditworthiness.

• Fraud & Identity Alerts – Get notified of suspicious activities linked to your profile.

• Financial Improvement Tips – Simple advice to enhance credit scores and financial stability.