Three Benefits You Should Know About Government Guarantee SME Loan Scheme

GGSM 2 is a Government Guarantee Scheme Madani 2 for SME in Malaysia.
Malaysia government covers partial risk, thereby improving loan accessibility for businesses without any collateral.

Key Benefits of GGSM 2

1. Lower Interest Rate start from 1.99% p.a.
GGSM offers special interest rates (start from 1.99% p.a.) —lower than standard commercial loans—and can be used for general working capital. 

2. No Collateral Required, High Loan Amount
Businesses may apply for up to RM20,000,000 with no need to pledge assets such as property or land.

3. Flexible Financial facility, Flexible Repayment Terms
Those with over three (3) years of operation and annual revenue exceeding RM1,000,000 may qualify for longer tenure (up to ten (10) years) and lower interest through facilities like Overdraft (OD) or Bankers Acceptance (BA).

Minimum requirements to apply a Government Guaranteed SME Business Loan:

• Minimum of three (3) years operation as a Malaysia Private Limited Company (Sdn Bhd)
• Annual revenue exceeding RM1,000,000
• Malaysian citizens only are eligible to apply

Interested to apply Government Guaranteed SME Business Loan with us?
Click here to Whatsapp or contact us now at 016-7268033.