Our firm provides comprehensive legal support in real estate financing for residential, commercial, and industrial property transactions. We assist clients in preparing, reviewing, and executing all banking and financial documents to ensure smooth and compliant loan disbursement processes.

Our services include:

• Drafting and reviewing loan and facility agreements
• Advising on property loan documentation and compliance
• Coordinating with banks, borrowers, and solicitors for disbursement
• Preparing charge, assignment, and guarantee instruments
• Ensuring regulatory compliance for property financing transactions

We ensure your real estate financing is legally sound, properly documented, and completed efficiently to meet your commercial and personal objectives.

We advise financial institutions and corporate clients on commercial and corporate banking transactions, ensuring that all financing arrangements and securities comply with legal and regulatory frameworks.

We assist with:

• Preparing and reviewing corporate loan, overdraft, and facility agreements
• Advising on security documentation including debentures, guarantees, and assignments
• Assisting with project financing and trade facilities
• Structuring joint financing and syndicated loan arrangements
• Advising on compliance and risk management for banking operations

Our goal is to safeguard the financial and operational interests of our clients through meticulous documentation, negotiation, and execution of banking instruments.

Financial restructuring and refinancing are critical for maintaining stability and cash flow in today’s competitive business environment. We guide clients through every stage of refinancing and debt restructuring to achieve sustainable financial arrangements.

Our services include:

• Advising on loan refinancing and restructuring strategies
• Drafting and reviewing new loan and security agreements
• Negotiating restructured repayment terms with financial institutions
• Handling release and re-registration of securities and charges
• Assisting with corporate debt workouts and restructuring exercises

We combine legal insight with financial understanding to help clients achieve improved liquidity, reduced risks, and optimized financing structures.

Completing a loan repayment requires the proper legal steps to release financial encumbrances. Our firm handles all procedures related to Discharge of Charge and Receipt & Reassignment to ensure that property titles are cleared and updated promptly.

Our services include:

• Preparing and filing Discharge of Charge documents
• Preparing Receipt & Reassignment for assigned properties
• Coordinating with banks, borrowers, and land offices
• Ensuring cancellation of encumbrances and title registration
• Providing legal certification and compliance verification

Our experienced team ensures that the release of securities and reassignment of rights are completed seamlessly and in full compliance with land and banking laws.

Loan documentation typically includes a Facility Agreement, Charge or Assignment Instrument, Guarantee, and Letter of Offer. Our lawyers ensure all documents comply with banking and land regulations.

The refinancing process generally takes between 6 to 8 weeks, depending on document readiness and coordination with financial institutions and land offices. Our firm ensures timely processing to avoid unnecessary delays.

A Discharge of Charge must be properly filed and registered with the relevant Land Office to release the bank’s interest in the property. Engaging a lawyer ensures that the discharge is executed correctly, avoiding future ownership or title complications.