General Insurance

General insurance refers to non-life insurance products that provide coverage for various risks and liabilities. It offers protection against financial losses resulting from unforeseen events and circumstances. Some common types of general insurance include motor insurance, home insurance, travel insurance, personal accident insurance, and liability insurance. Motor insurance is mandatory in Malaysia for all vehicles on the road, providing coverage for damages to your vehicle and third-party liability. Home insurance protects your property and belongings against risks such as fire, theft, and natural disasters. Travel insurance offers coverage for medical emergencies, trip cancellations, lost baggage, and other travel-related risks. Personal accident insurance provides financial protection in the event of accidental injury or death. Liability insurance protects you against legal liabilities arising from personal injury or property damage to others. General insurance plays a crucial role in managing and mitigating risks, safeguarding your assets, and ensuring financial security for individuals, families, and businesses in the face of uncertainties and unforeseen circumstances. 

一般保险是指提供各种风险和责任保障的非寿险保险产品。它提供了对于由于意外事件和情况导致的经济损失的保护。一些常见的一般保险类型包括车险、住宅保险、旅行保险、个人意外伤害保险和责任保险。车险在马来西亚对于所有上路车辆而言是强制性的，它提供了对于车辆损失和第三方责任的保障。住宅保险保护您的财产和财物免受火灾、盗窃和自然灾害等风险的影响。旅行保险提供医疗紧急情况、行程取消、行李丢失和其他与旅行有关的风险的保障。个人意外伤害保险在意外受伤或死亡的情况下提供经济保护。责任保险保护您免受因他人人身伤害或财产损害而引发的法律责任。一般保险在管理和减轻风险、保护资产以及在面对不确定性和意外情况下确保个人、家庭和企业的经济安全方面扮演着至关重要的角色。