Life is full of uncertainties, and protecting what matters most—your loved ones—requires more than hope. With our Life & Family Insurance, you safeguard your family’s financial future with life coverage, disability protection, and optional benefits like critical illness or hospital income. Whether you’re just starting your journey as a spouse and parent or building a multi-generation legacy, this comprehensive protection helps you manage risk while giving peace of mind.

Our plan is designed to adapt to your family’s changing needs. You can choose core protection plus optional riders, flexible premium terms, and coverage enhancements. You get a policy that responds to your life stage, ensuring that your loved ones are supported even when life takes an unexpected turn.

Key Features & Coverage Highlights

• Life / Death Benefit — A lump sum payment to beneficiaries in the event of your passing during the policy term.
• Total & Permanent Disability (TPD) Coverage — Protection in case you suffer a disability that prevents you from working.
• Optional Riders / Add-Ons:
  • Critical Illness Cover — pay out if you are diagnosed with a covered serious illness
  • Hospital Income / Daily Cash Benefit — receive daily cash support if hospitalized
  • Waiver of Premium — if you become disabled, your premiums may be waived while the policy stays active
  • Accidental Death / Accidental TPD enhancement
  • Children’s Rider — life / TPD protection for children
• Flexible Premium & Term Options — Choose how long you pay premiums vs how long coverage lasts
• Guaranteed Renewable & Convertible Options — Renew or convert even if your health changes (subject to terms)
• No Medical Test / Simplified Underwriting (for qualifying applicants)
• Family Coverage Bundling — Cover multiple family members under one policy for convenience and potential discount