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EPIC PLANNING SDN. BHD.
EPIC PLANNING SDN. BHD. 201901045803 (1355133-H)

Overdraft Loan Facility

Overdraft Loan Facility

Business Overdraft Malaysia – Solve Cash Flow Problems Instantly

Every business faces cash flow challenges — from late payments to seasonal revenue drops. Our Overdraft Loan Facility ensures you always have access to extra funds, giving you the confidence to manage your operations without interruptions.

Key Features

  • Only pay interest on the amount used

  • Flexible repayment options that suit your cash flow

  • Revolving credit line of up to RM300,000

  • Easy yearly renewal for continued support

Who Is This Facility Ideal For?

  • Businesses with seasonal sales cycles

  • Companies facing delayed customer payments

  • SMEs needing funds for unexpected or emergency expenses

Targeted Industries (2025)

  • Retail & Wholesale – manage festive season stock purchases and supplier payments

  • Logistics & Delivery – cover fuel, tolls, and vehicle maintenance during peak demand

  • Cleaning Services – handle payroll and material costs when payments come in late

  • F&B Outlets – keep operations smooth during slow months or festival closures

  •  Construction Contractors – cover project expenses while awaiting client disbursements

Why Choose Us?

With our overdraft facility, you won’t need to worry about tight cash flow slowing down your business. You’ll get instant access to funds whenever needed, helping you stay in control without taking on long-term debt.

Next Step

Check Eligibility Talk to a Consultant

Pejabat Utama

EPIC PLANNING SDN. BHD. 201901045803 (1355133-H)
Taman Sutera Utama, 81300 Johor Bahru, Johor, Malaysia.

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