Offers you a wide range of coverage for your business

Fire
Covers loss or damage to building, loss of rental, stock in trade, trade samples and contents caused by Fire & Lightning.

Fire Consequential Loss
Indemnifies you against loss of gross profit/gross revenue/wages or the increased cost of working you may incur if your business is interrupted.

Special All Risks
Insures your physical assets, including office equipment, furniture, fixtures and fittings against loss or damage caused by fire, perils and other accidental causes as covered in the policy terms.

Burglary
Indemnifies you against loss of property caused by burglary and theft to your insured property (including attempted theft). It also provides you indemnity for damage to your premises, if you are responsible for making good such damage.

Employer's Liability
Safeguard against liabilities in the event of negligence to your employee which occurred during the period of the employment.

Public Liability
Insures you against legal liability for third party bodily injury or property damage arising from your business.

Workmen's Compensation
Covers employers for the payment of compensation to workmen for injury suffered in the course of their employment in accordance with Workmen's Compensation (Amendment) Act 1996 and the related Acts.

Mobile Plant & Machinery
Insures any mechanically propelled vehicle/equipment which is not licensed for use on a road and which is not used on a road (vehicles used on roads should be covered by a motor insurance).

Money
Reimburses any loss of money either in transit or kept in the insured premises.

Plate Glass
Covers accidental breakage of glass. It can cover all kinds of fixed glass, such as sheet, silvered, wired, and other types of ornamental and lettered glass including non-reflecting windows.

Fidelity Guarantee
Provides cover against the loss of money or other property due to fraud or dishonesty committed by employees.

Group Personal Accident
Covers a group of individuals should they suffer bodily injury caused by accidental means. Coverage also include injury that results in death or permanent desablement as well.