Opening a Sdn. Bhd. private limited company truly makes it easier to obtain bank loans.
Benefits include:
Waiver of registration fees exceeding RM1,000
Unlimited company name searches
Free appointment of the first company secretary
One-time free company bank account setup
Business owners, as your business grows, you can convert or upgrade to a private limited company (Sdn. Bhd.) to make it easier to secure bank loans.
Let's take a look at the benefits of opening or upgrading to a Sdn. Bhd.:
Easier to Obtain Bank Loans
A Sdn. Bhd. private limited company has higher credibility compared to other types of businesses, such as sole proprietorships or general partnerships, making banks more inclined to trust them.
Since a Sdn. Bhd. requires external auditors and tax agents to review accounts and handle tax matters, the financial statements submitted to banks are more trustworthy and credible.
Greater Business Growth Potential
Once income reaches a certain level, switching to a Sdn. Bhd. offers better tax savings (e.g., tax rates dropping from 30% to 24% or 15%). Additionally, having the option to finance the company facilitates growth. Banks believe that a Sdn. Bhd. has more sources of capital and a stronger ability to repay debt.
Business Continuity
A Sdn. Bhd. is an independent entity. Even if the owner passes away, the company is still obligated to fulfill its debt. So, the bank does not have to worry about unpaid debts due to the owner's death.
Debt Responsibility and Capacity
A Sdn. Bhd. is separate from the owner and can own assets and take on debt. If the company meets specified asset thresholds and debt obligations, banks will feel more confident in lending to the business.
These reasons make banks more inclined to work with a Sdn. Bhd. private limited company. Out of the many types of companies, banks are more willing to lend to a Sdn. Bhd.
在马来西亚成立私人有限公司 (Sdn. Bhd.)
开设私人有限公司Bhd.私人有限公司真正让您更容易获得银行贷款。
好处包括
豁免超过 RM1,000 的注册费
无限制的公司名称搜索
免费委任第一任公司秘书
一次性免费设立公司银行账户
企业主，随着您的业务发展，您可以转换或升级为私人有限公司（Sdn. Bhd.），以更轻松地获得银行贷款。
我们来看看开通或者升级到Sdn.net的好处。有限公司：
更容易获得银行贷款
有限公司。与其他类型的企业（例如独资企业或普通合伙企业）相比，私人有限公司具有更高的可信度，使银行更倾向于信任它们。
自 Sdn. Bhd.要求外部审计师和税务代理审查账目和处理税务事宜，提交给银行的财务报表更值得信赖和可信。
更大的业务增长潜力
一旦收入达到一定水平，就转向私人有限公司。 Bhd. 提供更好的节税（例如，税率从 30% 降至 24% 或 15%）。此外，拥有为公司融资的选择也能促进公司的发展。银行认为 Sdn。 Bhd.拥有更多的资金来源和更强的偿还债务能力。
业务连续性
有限公司。 Bhd. 是一个独立实体。即使所有者去世，公司仍有义务履行债务。因此，银行不必担心因业主死亡而导致债务未清。
债务责任和能力
有限公司。 Bhd. 与所有者分开，可以拥有资产并承担债务。如果公司达到指定的资产门槛和债务义务，银行就会更有信心向该企业放贷。
这些原因使得银行更倾向于与私人有限公司合作。私人有限公司。在众多类型的公司中，银行更愿意向私人有限公司提供贷款。有限公司。
US 6042 
GB 3950 
AU 3669 
CA 3655 
IE 3000 
NZ 2025 
CN 1004 
BR 607 
