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Chester Properties Sdn Bhd
Chester Properties Sdn Bhd 886832-U
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Public Sector Home Financing Board tightens housing loan eligibility for civil servants - Chester Properties Sdn Bhd

Public Sector Home Financing Board tightens housing loan eligibility for civil servants

15-Nov-2017



November 13, KUANTAN
 - The recent move by the Public Sector Home Financing Board (LPPSA) to tighten housing loan eligibility requirements for civil servants may restrict their chances of owning a house.

Malaysian Property Legal Association (HartaGuam) deputy chairman, Salkukhairi Abd Sukor said the move seemed to be contradicting the government’s policy of encouraging people to own a house.

“With the move, civil servants are only eligible to apply for home financing based on their net pay.

“In addition, the LPPSA also requires applicants to enter into a sale and purchase agreement before they can apply for financing.

“Obviously, it is detrimental because if the application is not approved due to the new requirements, the applicant is already bound to the terms and conditions of the sale and purchase agreement such as paying the deposit and so on,” he said in a statement,  here.

The LPPSA had issued a circular, effective Oct 1, that stipulates an estimate of the repayment of home financing and the deduction shall not exceed 60 per cent of the applicant’s gross salary.
 

This article sourced from Bernama.

Main Office

Chester Properties Sdn Bhd (886832-U)
8-2, The Strand, Jalan PJU 5/22, Pusat Perdagangan Kota Damansara, 47810 Petaling Jaya, Selangor, Malaysia.

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Website: http://www.chester.com.my

Other Office

Our Branch Office - Dutamas
B-1-20 Plaza Damas 3, No. 63 Jalan Sri Hartamas 1, Taman Sri Hartamas, 50480 Kuala Lumpur.

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Our Branch Office - Taman Danau Desa
9-2-3, Jalan 3/109F, Danau Business Centre, Taman Danau Desa, Off Old Klang Road, 58100 Kuala Lumpur.

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Our Branch Office - Damansara Perdana
C-1-09, Ritze Perdana 2 Commercial, Jalan PJU 8/1, Damansara Perdana, 47820 Petaling Jaya, Selangor.

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Our Branch Office - Johor
32A, Jalan Indah 28/1, Taman Bukit Indah, 81200 Johor Bahru, Johor.

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Our Branch Office - Kepong
3-1, Jalan Metro Perdana Barat 2, Taman Usahawan, 52100 Kepong, Kuala Lumpur.

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Our Branch Office - Bandar Sunway
48-2, 2nd Floor, Mentari Business Park, Jalan PJS 8/2, 46150 Bandar Sunway, Selangor, Malaysia.

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Our Branch Office - Malacca
336A & 336B, Jalan Melaka Raya 1, Taman Melaka Raya, 75000 Melaka.

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Associate Company - Hong Kong
9/F, Ashley Nine, 9-11 Ashley Road, Tsim Sha Tsui, Hong Kong.

Associate Company - China
Block A, Room 1506, Lushan Building, Chunfeng Road, Luohu District, Shenzhen, China.

Our Branch Office - Ipoh
7A, Jalan Medan Ipoh 1 D, Medan Ipoh Bestari, 31400 Ipoh, Perak.

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Our Branch Office - Kota Kemuning
2-41-2, Persiaran Anggerik Vanilla, Kota Kemuning, 40460 Shah Alam, Selangor.

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Our Branch Office - Bangsar
28-0-3, Level 3, Cascaduim Condominium, Jalan Penaga Bandaraya, 59100 Kuala Lumpur.

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Our Branch Office - Mont Kiara
74-3, Jalan 27/70A, Desa Sri Hartamas, 50480 Kuala Lumpur.

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Our Branch Office - Gombak
No 2-101, Jalan Prima SG 3/2, Taman Prima Sri Gombak, 68100 Batu Caves, Selangor.

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Our Branch Office - Masai
15, Jalan Permas 1/5, Bandar Baru Permas Jaya 81750 Masai, Johor.

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Our Branch Office - Klang
55B, Tingkat Dua, Jalan Bayu Tinggi 7, Taman Bayu Tinggi, 47200 Klang, Selangor, Malaysia.

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