As Malaysia charts its development path under the recently announced 13th Malaysia Plan (13MP), a five-year roadmap from 2026 to 2031, housing reform takes centre stage in a timely and strategic move. With the national economy facing headwinds from global tariffs, persistent geopolitical tensions, and elevated uncertainty, the government’s focus on sustainable, inclusive development is both necessary and forward-looking.

Affordable housing is a core pillar of 13MP, with the government targeting the delivery of one million affordable homes by 2035. This is complemented by expanded initiatives such as the Housing Credit Guarantee Scheme, Rent-to-Own (RTO) programmes, and the formation of a centralised national housing agency to coordinate affordable housing supply across Malaysia. These efforts are aimed not only at improving homeownership access for the B40 and M40 groups but also at reshaping the broader housing ecosystem to be more equitable, efficient and resilient.