Many business owners hesitate to register an Sdn Bhd due to perceived expenses and opt for a Sole Proprietorship or Enterprise instead. However, what they often overlook is the tax structure and the potential savings an Sdn Bhd can provide.
Is an Sdn Bhd Really Expensive? Or Is It Cost-Effective?
Contrary to popular belief, opening an Sdn Bhd can help you save more on taxes, especially when your revenue grows. Let’s break it down:
Tax Structure of an Sdn Bhd
For profits below RM600,000, the tax rate is 15% or 17%.
For profits above RM600,000, the tax rate is capped at 24%.
In comparison, a Sole Proprietorship’s tax is calculated based on personal income tax rates, which can go as high as 30%.
The Real Savings
If your revenue is below RM600,000, you save up to 7% in taxes. For instance:
On a profit of RM600,000, a Sole Proprietorship pays RM180,000 (30% tax), while an Sdn Bhd pays only RM90,000 (15%).
This means RM42,000 in annual tax savings.
Now ask yourself: do the expenses for running an Sdn Bhd (e.g., audit and compliance fees) exceed RM42,000? Most likely, they don’t!
When Should You Switch?
If your revenue or profit exceeds RM250,000 annually, sticking to a Sole Proprietorship might mean overpaying in taxes.
For profits under RM600,000, registering an Sdn Bhd ensures significant tax savings that far outweigh its operational costs.
Final Thought
If your business revenue has reached or is nearing RM600,000, it’s time to consider switching from a Sole Proprietorship to an Sdn Bhd. Don’t let misconceptions about fees hold you back—an Sdn Bhd might just be the best financial decision for your business growth!s
企业主应该注册私人有限公司吗?
许多企业主由于担心费用而犹豫是否注册私人有限公司,而是选择独资企业或企业。然而,他们经常忽视的是私人有限公司的税收结构和潜在的节省。
私人有限公司真的很贵吗?或者是否具有成本效益?
与普遍看法相反,开设私人有限公司可以帮助您节省更多税款,尤其是当您的收入增长时。让我们来分解一下:
私人有限公司的税务结构
对于低于 RM600,000 的利润,税率为 15% 或 17%。
对于超过 RM600,000 的利润,税率上限为 24%。
相比之下,个人独资企业的税收是根据个人所得税税率计算的,最高可达30%。
真正的节省
如果您的收入低于 RM600,000,您可节省高达 7% 的税费。例如:
如果利润为 RM600,000,独资企业需支付 RM180,000(30% 税),而私人有限公司只需支付 RM90,000(15%)。
这意味着每年可节省 RM42,000 的税款。
现在问问自己:经营私人有限公司的费用(例如审计和合规费用)是否超过 RM42,000?最有可能的是,他们没有!
你什么时候应该切换?
如果您的年收入或利润超过 RM250,000,坚持独资经营可能意味着多付税款。
对于低于 RM600,000 的利润,注册私人有限公司可确保节省大量税收,远远超过其运营成本。
最后的想法
如果您的业务收入已达到或接近 RM600,000,是时候考虑从独资企业转为私人有限公司了。不要让对费用的误解阻碍您 — 私人有限公司可能是您的最佳财务决策业务增长!